[BUG] Pro plan CLI blocked with 'usage limit reached' despite 0% quota used on dashboard (689/200k tokens)

Preflight Checklist

• [x] I have searched existing issues and this hasn't been reported yet
• [x] This is a single bug report (please file separate reports for different bugs)
• [x] I am using the latest version of Claude Code

What's Wrong?

Plan: Pro
Claude Code version: 2.1.116
Install method: Standalone binary and npx (both reproduce)
OS: Mac Tahoe 24.6

<img width="694" height="595" alt="Image" src="https://github.com/user-attachments/assets/b77233d3-2b54-402c-89a5-3ea2a59ac352" />

What's wrong:
Claude Code CLI reports "usage limit reached" and refuses to accept prompts, but the usage dashboard at claude.ai shows 689/200k tokens used (0%). The web interface (claude.ai) works normally. Switching from the standalone binary to npx @anthropic-ai/claude-code produces the same result.
Steps to reproduce:

Open Claude Code CLI
Attempt any prompt
Receive usage limit error
Check claude.ai/settings/usage — shows 0% quota consumed

Expected behavior:
CLI should function normally given 0% quota usage.
Actual behavior:
CLI is blocked. Web interface is unaffected.
Screenshot: [attached — shows dashboard at 689/200k alongside CLI error]
Notes:
This appears consistent with the server-side invisible token inflation bug reported in #38335 and #41930, where quota is consumed without being reflected in the dashboard.

What Should Happen?

CLI should function normally given 0% quota usage.

Error Messages/Logs

⎿  Credit balance too low · Add funds: https://platform.claude.com/settings/billing

Steps to Reproduce

1. Open Claude Code CLI
2. Attempt any prompt
3. Receive usage limit error
4. Check claude.ai/settings/usage — shows 0% quota consumed

Claude Model

Sonnet (default)

Is this a regression?

I don't know

Last Working Version

_No response_

Claude Code Version

2.1.116

Platform

Anthropic API

Operating System

macOS

Terminal/Shell

Terminal.app (macOS)

Additional Information

_No response_