[Bug] Credit balance too low error with valid API key and sufficient balance

Question

**Bug Description**
Credit balance too low error on every command despite having $10 balance in Console. Auth token shows "none" in /status. logout, login, login --api-key all return same error. Deleted .claude folder, restarted PC - nothing helps. Organization: Sergey's Individual Org, email: sergey.adviser@gmail.com

**Environment Info**
- Platform: win32
- Terminal: vscode
- Version: 2.1.80
- Feedback ID: 318be284-9dc6-487f-b350-d7f5dc297a73

**Errors**
```json
[]
```