[BUG] Claude Code says I'm out of monthly usage, when I'm not.

Preflight Checklist

• [x] I have searched existing issues and this hasn't been reported yet
• [x] This is a single bug report (please file separate reports for different bugs)
• [x] I am using the latest version of Claude Code

What's Wrong?

Bug Description
Says I'm out of monthly usage but I'm definitely not.

<img width="1261" height="305" alt="Image" src="https://github.com/user-attachments/assets/edfb2619-9d97-4fa7-b1a2-914faa8103bb" />

<img width="1211" height="199" alt="Image" src="https://github.com/user-attachments/assets/c5a81655-b554-47e9-a4e1-874943ef289c" />

Environment Info

• Platform: win32
• Terminal: null
• Version: 2.1.293
• Feedback ID: 5811d831-f5ea-4017-9e7a-355f970d42ee

What Should Happen?

I should be able to keep using Claude Code.

Error Messages/Logs

Steps to Reproduce

1. Launch Claude Code CLI v2.1.293
2. Send a message in any session.
3. "You've hit your monthly spend limit..."

Claude Model

Sonnet (default)

Is this a regression?

Yes, this worked in a previous version

Last Working Version

_No response_

Claude Code Version

2.1.293

Platform

Anthropic API

Operating System

Windows

Terminal/Shell

Windows Terminal

Additional Information

_No response_