Fable model blocked by "manage usage credits" prompt in CLI despite 100% credits remaining (works in desktop app)

Environment

• Claude Code CLI: v2.1.220 (latest)
• Claude Code Desktop: latest
• OS: Windows 11
• Install method: npm global
• Auth: claude.ai OAuth login (Max plan subscriber), not API key

Steps to reproduce

1. Run /model in the CLI
2. Select Fable 5 (claude-fable-5)
3. CLI shows a prompt:

```

1. Manage usage credits on claude.ai

❯ 2. No, keep my current model
```

1. Choosing option 2 reverts to the previous model — Fable cannot be selected/used in the CLI session.

Expected behavior
claude.ai account usage page shows 100% of Fable usage credits remaining, and the same account can use Fable successfully in the Claude Code desktop app (latest version). The CLI should allow using Fable under the same account/plan.

Actual behavior
CLI blocks Fable as if credits were unavailable, despite full remaining balance and desktop parity, suggesting the CLI is checking entitlement/credit state incorrectly (stale cache, wrong endpoint, or auth-state mismatch between CLI and desktop).