Inconsistent limits state and messaging

Bug Description
it says that I have hit my limit but looking at /usage and on the website, it says that I've actually reached 85% NOT 100% for the current session. The weekly limit is also still at 10%

Environment Info

• Platform: win32
• Terminal: windows-terminal
• Version: 2.1.27
• Feedback ID: bb95b432-834a-4548-8d75-d9896e6fa650

Errors

[{"error":"Error: 429 {\"type\":\"error\",\"error\":{\"type\":\"rate_limit_error\",\"message\":\"This request would exceed your account's rate limit. Please try again later.\"},\"request_id\":\"req_011CXfRMwSa4YF4PzKANVrjw\"}\n    at generate (B:/~BUN/root/claude.exe:361:8908)\n    at makeRequest (B:/~BUN/root/claude.exe:378:5435)\n    at processTicksAndRejections (native:7:39)","timestamp":"2026-01-31T12:01:45.453Z"},{"error":"SyntaxError: JSON Parse error: Unexpected identifier \"You\"\n    at <parse> (:0)\n    at parse (unknown)\n    at <anonymous> (B:/~BUN/root/claude.exe:69:855)\n    at A (B:/~BUN/root/claude.exe:11:7244)\n    at G2D (B:/~BUN/root/claude.exe:781:91331)\n    at processTicksAndRejections (native:7:39)","timestamp":"2026-01-31T12:01:45.457Z"},{"error":"AbortError: The operation was aborted.\n    at unknown\n    at abortChildProcess (node:child_process:947:42)\n    at onAbortListener2 (node:child_process:35:24)\n    at abort (unknown)\n    at <anonymous> (B:/~BUN/root/claude.exe:3070:209)","timestamp":"2026-01-31T12:01:45.520Z"},{"error":"RipgrepTimeoutError: Ripgrep search timed out after 20 seconds. The search may have matched files but did not complete in time. Try searching a more specific path or pattern.\n    at I (B:/~BUN/root/claude.exe:73:189)\n    at <anonymous> (B:/~BUN/root/claude.exe:73:403)\n    at exitHandler (node:child_process:109:27)\n    at errorHandler (node:child_process:118:16)\n    at emitError (node:events:43:23)\n    at abortChildProcess (node:child_process:947:17)\n    at onAbortListener2 (node:child_process:35:24)\n    at abort (unknown)\n    at <anonymous> (B:/~BUN/root/claude.exe:3070:209)","timestamp":"2026-01-31T12:01:45.520Z"},{"error":"Error: 429 {\"type\":\"error\",\"error\":{\"type\":\"rate_limit_error\",\"message\":\"This request would exceed your account's rate limit. Please try again later.\"},\"request_id\":\"req_011CXfRMwr8aU8XJdWLTnDnW\"}\n    at generate (B:/~BUN/root/claude.exe:361:8908)\n    at makeRequest (B:/~BUN/root/claude.exe:378:5435)\n    at processTicksAndRejections (native:7:39)","timestamp":"2026-01-31T12:01:45.560Z"},{"error":"Error: 429 {\"type\":\"error\",\"error\":{\"type\":\"rate_limit_error\",\"message\":\"This request would exceed your account's rate limit. Please try again later.\"},\"request_id\":\"req_011CXfRRi3GwxKS9gYghG6FW\"}\n    at generate (B:/~BUN/root/claude.exe:361:8908)\n    at makeRequest (B:/~BUN/root/claude.exe:378:5435)\n    at processTicksAndRejections (native:7:39)","timestamp":"2026-01-31T12:02:36.647Z"}]