[BUG] Fin AI support bot offered to connect me with a human, then refused and sent generic responses — account-level payment block, all cards failing

Preflight Checklist

• [x] I have searched existing issues and this hasn't been reported yet
• [x] This is a single bug report (please file separate reports for different bugs)
• [x] I am using the latest version of Claude Code

What's Wrong?

I've been unable to upgrade to Claude Max for several days. Every payment attempt fails silently — no 3DS prompt, no bank redirect, the payment just dies on Claude's checkout page.
Here's what makes my case unusual and clearly account-level:

Multiple cards tried (different holders, different banks)
Someone in France, with a French card, from a French IP, attempted payment on my account — same failure. This rules out any geographic or card-country issue entirely.
Multiple browsers, devices, networks tested
No VPN
Billing address matches card exactly
Bank confirmed no block on their side
Case number: 215474136801215
Account: [ayoub.stbarth@gmail.com](mailto:ayoub.stbarth@gmail.com)

After I explained all of this to Fin, it actually acknowledged the situation and said:

"If you'd prefer to speak with a human team member who can access these backend systems directly, just let me know and I'll connect you right away."

I replied: "Yes, please connect me with a human billing specialist right away."
Fin then sent me this:

"I'm sorry you're experiencing issues with your payment. Please check the reasons in 'Why was my card declined', and if you're still experiencing issues, please use an alternative payment method or retry the payment again later."

So the bot explicitly offered a human, I accepted, and it responded with the most generic troubleshooting message possible.
I need someone from Anthropic's billing team to investigate the Stripe customer record associated with my account. There is clearly an account-level payment lock that cannot be resolved through any self-service action.
Has anyone experienced this? Has anyone managed to actually reach a human at Anthropic billing?

What Should Happen?

I've been unable to upgrade to Claude Max for several days. Every payment attempt fails silently — no 3DS prompt, no bank redirect, the payment just dies on Claude's checkout page.
Here's what makes my case unusual and clearly account-level:

Multiple cards tried (different holders, different banks)
Someone in France, with a French card, from a French IP, attempted payment on my account — same failure. This rules out any geographic or card-country issue entirely.
Multiple browsers, devices, networks tested
No VPN
Billing address matches card exactly
Bank confirmed no block on their side
Case number: 215474136801215
Account: [ayoub.stbarth@gmail.com](mailto:ayoub.stbarth@gmail.com)

After I explained all of this to Fin, it actually acknowledged the situation and said:

"If you'd prefer to speak with a human team member who can access these backend systems directly, just let me know and I'll connect you right away."

I replied: "Yes, please connect me with a human billing specialist right away."
Fin then sent me this:

"I'm sorry you're experiencing issues with your payment. Please check the reasons in 'Why was my card declined', and if you're still experiencing issues, please use an alternative payment method or retry the payment again later."

So the bot explicitly offered a human, I accepted, and it responded with the most generic troubleshooting message possible.
I need someone from Anthropic's billing team to investigate the Stripe customer record associated with my account. There is clearly an account-level payment lock that cannot be resolved through any self-service action.
Has anyone experienced this? Has anyone managed to actually reach a human at Anthropic billing?

Error Messages/Logs

Steps to Reproduce

I've been unable to upgrade to Claude Max for several days. Every payment attempt fails silently — no 3DS prompt, no bank redirect, the payment just dies on Claude's checkout page.
Here's what makes my case unusual and clearly account-level:

Multiple cards tried (different holders, different banks)
Someone in France, with a French card, from a French IP, attempted payment on my account — same failure. This rules out any geographic or card-country issue entirely.
Multiple browsers, devices, networks tested
No VPN
Billing address matches card exactly
Bank confirmed no block on their side
Case number: 215474136801215
Account: [ayoub.stbarth@gmail.com](mailto:ayoub.stbarth@gmail.com)

After I explained all of this to Fin, it actually acknowledged the situation and said:

"If you'd prefer to speak with a human team member who can access these backend systems directly, just let me know and I'll connect you right away."

I replied: "Yes, please connect me with a human billing specialist right away."
Fin then sent me this:

"I'm sorry you're experiencing issues with your payment. Please check the reasons in 'Why was my card declined', and if you're still experiencing issues, please use an alternative payment method or retry the payment again later."

So the bot explicitly offered a human, I accepted, and it responded with the most generic troubleshooting message possible.
I need someone from Anthropic's billing team to investigate the Stripe customer record associated with my account. There is clearly an account-level payment lock that cannot be resolved through any self-service action.
Has anyone experienced this? Has anyone managed to actually reach a human at Anthropic billing?

Claude Model

None

Is this a regression?

Yes, this worked in a previous version

Last Working Version

_No response_

Claude Code Version

Claide

Platform

Anthropic API

Operating System

macOS

Terminal/Shell

Terminal.app (macOS)

Additional Information

_No response_